First Northern Community Bancorp(FNRN)
USD --+0.00%
Reward54Moderate
Risk39Moderate
📊75%Data
Strong 29% profit margin
FNRN
+0.0 · +0.00%
USD · OTCQX
First Northern Community Bancorp | Financial Services
Quality Compounder
Market Cap:205.21M
ℹ️
Reward Rating
54
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
39
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on FNRN to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is First Northern Community Bancorp?

First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses.

FNRN · Verdict

Moderate reward · moderate risk

FNRN stands out on volatility and profitability, but watch the growth signal.

Based on 88% data coverage

FNRN · Verdict

What’s working & what to watch

Strengths 2

  • Volatility95/100

    Top decile vs peers

  • Profitability75/100

    28% net margin · 11% ROE

Watchouts 1

  • Growth44/100

    Rev +8.2% CAGR · earnings +12.2%

Model-based scoring. For information only — not financial advice.

What is First Northern Community Bancorp?

First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company accepts demand deposits, interest-bearing transaction deposits, savings and money market deposit accounts, and time deposits. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 205.21M, and a P/E ratio of 10.9x.

Financial Highlights

Investment Breakdown

📈 Growth
Growth trend is developing — watch for revenue consistency over upcoming quarters.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (54)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap205.21M
P/E Ratio10.875
Dividend YieldN/A
52 Week High14.7
52 Week Low9.42
Last AnnualDecember
IPO Date6/26/1997
IncorporatedUSA
Shares Outstanding16M
No. of Employees187
IndustryBanks - Regional
ExchangeOTCQX
Beta0.086
CurrencyUSD