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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is First Ottawa Bancshares Inc?
operates as the bank holding company for American Commercial Bank & Trust, National Association that provides a range of banking and financial services to individual and corporate customers in LaSalle, Grundy, Cook, and other counties in Illinois.
FOTB · Verdict
Strong reward · moderate risk
FOTB stands out on volatility and growth, but watch the balance sheet signal.
Based on 88% data coverage
FOTB · Verdict
What’s working & what to watch
Strengths 4
- Volatility95/100
Top decile vs peers
- Growth88/100
Rev +30.1% CAGR · earnings +18.2%
- Profitability83/100
18% net margin · 21% ROE
- Cash flow65/100
17% free-cash-flow margin
Watchouts 1
- Balance sheet27/100
Interest covered 0.6×
Model-based scoring. For information only — not financial advice.
What is First Ottawa Bancshares Inc?
operates as the bank holding company for American Commercial Bank & Trust, National Association that provides a range of banking and financial services to individual and corporate customers in LaSalle, Grundy, Cook, and other counties in Illinois. The company offers personal banking services, including checking and savings accounts; time deposits; certificates of deposit and individual retirement accounts; mortgage loans; consumer lending; trust and estate services; personal and fiduciary services; safe deposit boxes; credit cards; and bill payment and online and mobile banking services. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 177.95M, and a P/E ratio of 8.4x.
Financial Highlights
Investment Breakdown
Analysis
Reward: High (73)The scoring profile indicates a strong reward potential, driven primarily by growth and profitability. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.