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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Friendly Hills Bancorp?
First Pacific Bancorp operates as a bank holding company for First Pacific Bank that provides various financial and banking products and services.
FPBC · Verdict
Solid reward · elevated risk
FPBC stands out on volatility and growth, but watch the balance sheet signal.
Based on 88% data coverage
FPBC · Verdict
What’s working & what to watch
Strengths 2
- Volatility95/100
Top decile vs peers
- Growth92/100
Revenue +33.6% CAGR
Watchouts 2
- Balance sheet20/100
Net debt/EBITDA 8.3×
- Valuation31/100
Below average
Model-based scoring. For information only — not financial advice.
What is Friendly Hills Bancorp?
First Pacific Bancorp operates as a bank holding company for First Pacific Bank that provides various financial and banking products and services. It offers checking and savings account, merchant, certificate of deposit, and money market. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 21.94M, and a P/E ratio of 11.0x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (64)The scoring profile indicates moderate reward potential, with growth and profitability as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.