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Equity
Provident Financial plc(FPLPF)
USD --+0.00%
Reward56Moderate
Risk49Moderate
📊75%Data
Thin -28% profit margin
FPLPF
+0.0 · +0.00%
USD · PINK
Provident Financial plc | Financial Services
Balanced
Market Cap:421.36M
ℹ️
Reward Rating
56
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
49
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on FPLPF to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: £1312.68.

What is Provident Financial plc?

Vanquis Banking Group plc engages in the provision of personal credit products to the non-standard lending market in the United Kingdom and the Republic of Ireland.

FPLPF · Verdict

Solid reward · moderate risk

FPLPF stands out on valuation and balance sheet, but watch the volatility signal.

Based on 88% data coverage

FPLPF · Verdict

What’s working & what to watch

Strengths 2

  • Valuation72/100

    P/E 81.3×

  • Balance sheet70/100

    Above average

Watchouts 1

  • Volatility35/100

    Below average

Model-based scoring. For information only — not financial advice.

What is Provident Financial plc?

Vanquis Banking Group plc engages in the provision of personal credit products to the non-standard lending market in the United Kingdom and the Republic of Ireland. The company offers credit cards products, and unsecured personal loans products, as well as provides vehicle finance for cars, motorbikes, van, and light commercial vehicles. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 421.36M.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Profitability metrics are mixed — margins may be under pressure.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (56)

The scoring profile indicates moderate reward potential, with valuation and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap421.36M
P/E RatioN/A
Dividend YieldN/A
52 Week High1.54
52 Week Low0.708
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding256M
No. of Employees1,269
IndustryBanks - Regional
ExchangePINK
Beta1.385
CurrencyUSD · Reports in GBP
Websitewww.vanquisbankinggroup.com
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