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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.Analyst Target
Analyst consensus price target: $19.17.What is First Bank?
First Bank provides various banking products and services to small and mid-sized businesses and individuals.
FRBA · Verdict
Solid reward · elevated risk
FRBA stands out on profitability and valuation, but watch the balance sheet signal.
Based on 88% data coverage
FRBA · Verdict
What’s working & what to watch
Strengths 3
- Profitability70/100
18% net margin · 10% ROE
- Valuation65/100
P/E 8.3× · PEG 1.11
- Volatility65/100
Above average
Watchouts 1
- Balance sheet12/100
Net debt/EBITDA 4.7×
Model-based scoring. For information only — not financial advice.
What is First Bank?
First Bank provides various banking products and services to small and mid-sized businesses and individuals. It accepts various deposits, including non-interest- and interest-bearing demand deposits, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking and cash management accounts. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 404.41M, and a P/E ratio of 9.9x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (59)The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.