Five Star Bancorp(FSBC)
USD --+0.00%
Reward66High
Risk52Moderate
📊75%Data
Strong 41% profit margin · 2.0% dividend yield · Revenue growing 20% YoY
FSBC
+0.0 · +0.00%
USD · NASDAQ
Five Star Bancorp | Financial Services
Quality Compounder
Market Cap:845.00M
ℹ️
Reward Rating
66
High
Top 25% (model universe)
75% data coverage
ℹ️
Risk Rating
52
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on FSBC to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $42.00.

What is Five Star Bancorp?

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California.

FSBC · Verdict

Solid reward · elevated risk

FSBC stands out on growth and volatility, but watch the balance sheet signal.

Based on 88% data coverage

FSBC · Verdict

What’s working & what to watch

Strengths 3

  • Growth81/100

    Rev +27.3% CAGR · earnings +11.2%

  • Volatility80/100

    Top decile vs peers

  • Profitability76/100

    24% net margin · 15% ROE

Watchouts 2

  • Balance sheet20/100

    Net debt/EBITDA 1.2×

  • Valuation41/100

    Below average

Model-based scoring. For information only — not financial advice.

What is Five Star Bancorp?

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 845.00M, and a P/E ratio of 13.6x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: High (66)

The scoring profile indicates moderate reward potential, with growth and profitability as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap845.00M
P/E Ratio13.631
Dividend Yield2.03%
52 Week High42.26
52 Week Low21.6515
Last AnnualDecember
IPO Date5/4/2021
IncorporatedUSA
Shares Outstanding21M
No. of Employees205
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.506
CurrencyUSD