Openbookopenbook
Equity
First Seacoast Bancorp(FSEA)
USD --+0.00%
Reward49Moderate
Risk73High
📊75%Data
Thin -15% profit margin · Revenue growing 20% YoY
FSEA
+0.0 · +0.00%
USD · NASDAQ
First Seacoast Bancorp | Financial Services
Profitless Growth
Market Cap:61.60M
ℹ️
Reward Rating
49
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
73
High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on FSEA to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is First Seacoast Bancorp?

operates as the holding company for First Seacoast Bank that provides banking and wealth management services for individuals and businesses.

FSEA · Verdict

Moderate reward · high risk

FSEA stands out on volatility and growth, but watch the balance sheet signal.

Based on 88% data coverage

FSEA · Verdict

What’s working & what to watch

Strengths 2

  • Volatility75/100

    Above average

  • Growth68/100

    Revenue +15.0% CAGR

Watchouts 4

  • Balance sheet6/100

    Interest covered 0.0×

  • Cash flow14/100

    -12% free-cash-flow margin

  • Profitability24/100

    -2% net margin · -3% ROE

  • Valuation31/100

    Below average

Model-based scoring. For information only — not financial advice.

What is First Seacoast Bancorp?

operates as the holding company for First Seacoast Bank that provides banking and wealth management services for individuals and businesses. The company offers interest-bearing and non-interest-bearing checking, savings, and money market accounts, as well as time deposits. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 61.60M.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (49)

The scoring profile indicates limited reward potential at this time, with growth and momentum offering the most support. Risk indicators are high — this profile reflects meaningful downside exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap61.60M
P/E RatioN/A
Dividend YieldN/A
52 Week High15
52 Week Low10.13
Last AnnualDecember
IPO Date7/17/2019
IncorporatedUSA
Shares Outstanding5M
No. of Employees75
IndustryBanks - Regional
ExchangeNASDAQ
Beta-0.008
CurrencyUSD
Websitewww.firstseacoastbank.com
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