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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is 1ST SUMMIT BANCORP of Johnstown Inc?
1ST SUMMIT BANCORP of Johnstown, Inc.
FSMK · Verdict
Moderate reward · elevated risk
FSMK's standout is volatility; balance sheet and valuation weigh on the picture.
Based on 88% data coverage
FSMK · Verdict
What’s working & what to watch
Strengths 1
- Volatility75/100
Above average
Watchouts 4
- Balance sheet7/100
Net debt/EBITDA 32.0×
- Valuation31/100
Below average
- Profitability39/100
8% net margin · 3% ROE
- Growth45/100
Rev +10.4% CAGR · earnings -22.6%
Model-based scoring. For information only — not financial advice.
What is 1ST SUMMIT BANCORP of Johnstown Inc?
1ST SUMMIT BANCORP of Johnstown, Inc. operates as the bank holding company for 1ST SUMMIT BANK that provides various banking products and services. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 78.38M, and a P/E ratio of 14.7x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (43)The scoring profile indicates limited reward potential at this time, with momentum and size offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.