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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.Analyst Target
Analyst consensus price target: $15.50.What is First Reliance Bancshares Inc?
operates as the bank holding company for First Reliance Bank that provides banking products and services in North and South Carolina.
FSRL · Verdict
Solid reward · elevated risk
FSRL stands out on volatility and growth, but watch the balance sheet signal.
Based on 88% data coverage
FSRL · Verdict
What’s working & what to watch
Strengths 3
- Volatility95/100
Top decile vs peers
- Growth65/100
Rev +18.2% CAGR · earnings +22.5%
- Profitability65/100
16% net margin · 13% ROE
Watchouts 2
- Balance sheet21/100
Net debt/EBITDA 2.8×
- Cash flow37/100
-14% free-cash-flow margin
Model-based scoring. For information only — not financial advice.
What is First Reliance Bancshares Inc?
operates as the bank holding company for First Reliance Bank that provides banking products and services in North and South Carolina. The company provides checking, savings, money market, Christmas and vacation club accounts, and individual retirement accounts, as well as certificates of deposit. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 121.29M, and a P/E ratio of 14.2x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (59)The scoring profile indicates moderate reward potential, with growth and profitability as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.