First State Financial Corporation(FSTF)
USD --+0.00%
Reward42Moderate
Risk63Medium-High
📊50%Data
FSTF
+0.0 · +0.00%
USD · PINK
First State Financial Corporation | Industrials
Capital Destroyer
Market Cap:115446
ℹ️
Reward Rating
42
Moderate
Bottom 10% (model universe)
50% data coverage
ℹ️
Risk Rating
63
Medium-High
Risk Assessment
75% data coverage
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on FSTF to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is First State Financial Corporation?

First State Financial Corporation operates as the bank holding company for First State Bank, which provides retail and commercial banking services to individuals, and small and medium-sized businesses in the west central region of Florida.

FSTF · Verdict

Moderate reward · elevated risk

FSTF has limited near-term tailwinds — profitability and volatility weigh on the model output.

Based on 63% data coverage

FSTF · Verdict

What’s working & what to watch

Watchouts 3

  • Profitability10/100

    -121% return on equity

  • Volatility20/100

    Weak vs peers

  • Balance sheet44/100

    Current ratio 0.00

Model-based scoring. For information only — not financial advice.

What is First State Financial Corporation?

First State Financial Corporation operates as the bank holding company for First State Bank, which provides retail and commercial banking services to individuals, and small and medium-sized businesses in the west central region of Florida. The company primarily engages in generating deposits and originating loans. The company is listed on the PINK in USA, operating in the Industrials sector, with a market capitalisation of 115.45K.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (42)

The scoring profile indicates limited reward potential at this time, with valuation and growth offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorIndustrials
Market Cap115.45K
P/E RatioN/A
Dividend YieldN/A
52 Week High0.05
52 Week Low0.012
Last AnnualDecember
IPO Date12/10/2004
IncorporatedUSA
Shares Outstanding6M
No. of Employees135
IndustryConglomerates
ExchangePINK
Beta1.786
CurrencyUSD