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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Georgia Bancshares Inc?
operates as the holding company of The Bank of Georgia that provides commercial and retail banking services to individuals and small to medium-sized businesses in Georgia.
GABA · Verdict
Limited reward · elevated risk
GABA's standout is balance sheet; volatility and growth weigh on the picture.
Based on 88% data coverage
GABA · Verdict
What’s working & what to watch
Strengths 1
- Balance sheet68/100
Current ratio 0.14
Watchouts 4
- Volatility5/100
Weak vs peers
- Growth18/100
Earnings -67.2% CAGR
- Cash flow18/100
-3% net margin
- Profitability37/100
-3% net margin · -3% ROE
Model-based scoring. For information only — not financial advice.
What is Georgia Bancshares Inc?
operates as the holding company of The Bank of Georgia that provides commercial and retail banking services to individuals and small to medium-sized businesses in Georgia. The company's personal banking services include deposit products, such as checking and money market accounts, savings accounts, certificates of deposit, and individual retirement accounts; and personal, auto, mortgage, and home equity loans, as well as home equity lines of credit. The company is listed on the OTCCE in USA, operating in the Financial Services sector, with a market capitalisation of 44.66M.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (36)The scoring profile indicates weak reward characteristics across most factors, including valuation and momentum. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.