Guaranty Financial Corporation(GFCJ)
USD --+0.00%
Reward28Low
Risk40Moderate
📊75%Data
GFCJ
+0.0 · +0.00%
USD · PINK
Guaranty Financial Corporation | Financial Services
Capital Destroyer
Market Cap:373
ℹ️
Reward Rating
28
Low
Bottom 1% (model universe)
75% data coverage
ℹ️
Risk Rating
40
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on GFCJ to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Guaranty Financial Corporation?

Guaranty Financial Corporation operates as the bank holding company for Guaranty Bank that provides various banking services in Wisconsin, Illinois, Michigan, Minnesota, and Georgia.

GFCJ · Verdict

Limited reward · moderate risk

GFCJ stands out on volatility and balance sheet, but watch the profitability signal.

Based on 88% data coverage

GFCJ · Verdict

What’s working & what to watch

Strengths 2

  • Volatility95/100

    Top decile vs peers

  • Balance sheet73/100

    Net debt/EBITDA 0.0×

Watchouts 3

  • Profitability8/100

    -4% net margin · 0% ROE

  • Growth15/100

    Rev -21.7% CAGR · earnings -51.4%

  • Cash flow30/100

    -20% free-cash-flow margin

Model-based scoring. For information only — not financial advice.

What is Guaranty Financial Corporation?

Guaranty Financial Corporation operates as the bank holding company for Guaranty Bank that provides various banking services in Wisconsin, Illinois, Michigan, Minnesota, and Georgia. It accepts various checking and savings accounts, certificates of deposit, money market accounts, and individual retirement accounts. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 373.00.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Low (28)

The scoring profile indicates weak reward characteristics across most factors, including valuation and momentum. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap373.00
P/E RatioN/A
Dividend YieldN/A
52 Week High0.0003
52 Week Low0.0002
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding2M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangePINK
BetaN/A
CurrencyUSD
WebsiteN/A