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Equity
Golden State Bancorp(GSBX)
USD --+0.00%
Reward68High
Risk29Low
📊75%Data
Strong 27% profit margin · Revenue growing 48% YoY
GSBX
+0.0 · +0.00%
USD · OTCQX
Golden State Bancorp | Financial Services
Growth Machine
Market Cap:91.17M
ℹ️
Reward Rating
68
High
Top 25% (model universe)
75% data coverage
ℹ️
Risk Rating
29
Low
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on GSBX to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Golden State Bancorp?

Golden State Bancorp operates as the holding company for Golden State Bank that provides personal and business banking services in Los Angeles, Orange, Riverside, San Diego, Ventura, and San Bernardino counties in California.

GSBX · Verdict

Solid reward · low risk

GSBX stands out on cash flow and volatility, but watch the valuation signal.

Based on 88% data coverage

GSBX · Verdict

What’s working & what to watch

Strengths 4

  • Cash flow95/100

    27% net margin

  • Volatility95/100

    Top decile vs peers

  • Growth88/100

    Rev +19.1% CAGR · earnings +31.7%

  • Profitability70/100

    27% net margin · 12% ROE

Watchouts 1

  • Valuation41/100

    Below average

Model-based scoring. For information only — not financial advice.

What is Golden State Bancorp?

Golden State Bancorp operates as the holding company for Golden State Bank that provides personal and business banking services in Los Angeles, Orange, Riverside, San Diego, Ventura, and San Bernardino counties in California. The company accepts checking, savings, deposits, and money market accounts, and cash management services, as well as certificates of deposit. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 91.17M, and a P/E ratio of 9.7x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: High (68)

The scoring profile indicates moderate reward potential, with growth and profitability as the leading contributors. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap91.17M
P/E Ratio9.7015
Dividend YieldN/A
52 Week High32.5
52 Week Low24
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares OutstandingN/A
No. of EmployeesN/A
IndustryBanks - Regional
ExchangeOTCQX
Beta0.244
CurrencyUSD
Websitewww.goldenstatebank.com
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