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Equity
Harleysville Financial Corp(HARL)
USD --+0.00%
Reward47Moderate
Risk40Moderate
📊75%Data
Strong 32% profit margin · 5.4% dividend yield · Revenue growing 20% YoY
HARL
+0.0 · +0.00%
USD · OTCQX
Harleysville Financial Corp | Financial Services
Dividend King
Market Cap:88.43M
ℹ️
Reward Rating
47
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
40
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on HARL to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Harleysville Financial Corp?

Harleysville Financial Corporation operates as the bank holding company for Harleysville Bank that provides banking products and services in Pennsylvania.

HARL · Verdict

Moderate reward · moderate risk

HARL stands out on volatility and cash flow, but watch the growth signal.

Based on 88% data coverage

HARL · Verdict

What’s working & what to watch

Strengths 3

  • Volatility95/100

    Top decile vs peers

  • Cash flow79/100

    32% free-cash-flow margin

  • Profitability75/100

    32% net margin · 11% ROE

Watchouts 2

  • Growth26/100

    Rev +3.0% CAGR · earnings +2.7%

  • Balance sheet31/100

    Below average

Model-based scoring. For information only — not financial advice.

What is Harleysville Financial Corp?

Harleysville Financial Corporation operates as the bank holding company for Harleysville Bank that provides banking products and services in Pennsylvania. The company offers various deposit products, including savings, money market, and checking accounts, as well as certificates of deposits. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 88.43M, and a P/E ratio of 9.4x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (47)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap88.43M
P/E Ratio9.4444
Dividend Yield5.43%
52 Week High27.14
52 Week Low20.6168
Last AnnualSeptember
IPO DateN/A
IncorporatedUSA
Shares Outstanding4M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangeOTCQX
Beta0.195
CurrencyUSD
Websitewww.harleysvillebank.com
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