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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Hills Bancorporation?
Hills Bancorporation operates as the bank holding company for Hills Bank and Trust Company that provides commercial banking in the state of Iowa.
HBIA · Verdict
Moderate reward · moderate risk
HBIA stands out on volatility and profitability, but watch the balance sheet signal.
Based on 88% data coverage
HBIA · Verdict
What’s working & what to watch
Strengths 3
- Volatility95/100
Top decile vs peers
- Profitability72/100
21% net margin · 11% ROE
- Cash flow66/100
22% free-cash-flow margin
Watchouts 3
- Balance sheet7/100
Interest covered 0.7×
- Growth35/100
Rev +14.0% CAGR · earnings -0.3%
- Valuation36/100
Below average
Model-based scoring. For information only — not financial advice.
What is Hills Bancorporation?
Hills Bancorporation operates as the bank holding company for Hills Bank and Trust Company that provides commercial banking in the state of Iowa. It accepts various deposits, such as demand, savings, and time deposits; and offers products, including real estate loans comprising residential, multi-family, and commercial real estate loans; mortgage and construction loans; commercial and financial loans; agricultural loans; and automobile, installment, and other consumer loans. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 715.50M, and a P/E ratio of 12.7x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (46)The scoring profile indicates limited reward potential at this time, with profitability and momentum offering the most support. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.