Highlands Bankshares Inc(HBSI)
USD --+0.00%
Reward52Moderate
Risk43Moderate
📊75%Data
Strong 20% profit margin · 3.9% dividend yield · Revenue growing 17% YoY
HBSI
+0.0 · +0.00%
USD · PINK
Highlands Bankshares Inc | Financial Services
Dividend King
Market Cap:60.34M
ℹ️
Reward Rating
52
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
43
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on HBSI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Highlands Bankshares Inc?

operates as the bank holding company for The Grant County Bank and Capon Valley Bank that provides various banking products and services for individuals and businesses.

HBSI · Verdict

Moderate reward · moderate risk

HBSI stands out on volatility and profitability, but watch the growth signal.

Based on 88% data coverage

HBSI · Verdict

What’s working & what to watch

Strengths 2

  • Volatility95/100

    Top decile vs peers

  • Profitability69/100

    15% net margin · 8% ROE

Watchouts 1

  • Growth41/100

    Rev +15.4% CAGR · earnings -0.6%

Model-based scoring. For information only — not financial advice.

What is Highlands Bankshares Inc?

operates as the bank holding company for The Grant County Bank and Capon Valley Bank that provides various banking products and services for individuals and businesses. The company accepts checking, saving, club accounts, money market, plateau premium investment checking, and individual retirement accounts; and insured cash sweep and CDARS, as well as certificates of deposit. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 60.34M, and a P/E ratio of 12.9x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (52)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap60.34M
P/E Ratio12.8531
Dividend Yield3.93%
52 Week High45.99
52 Week Low32.2535
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding1M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangePINK
Beta0.006
CurrencyUSD