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Equity
Hamlin Bank and Trust Company(HMLN)
USD --+0.00%
Reward36Moderate
Risk40Moderate
📊75%Data
HMLN
+0.0 · +0.00%
USD · PINK
Hamlin Bank and Trust Company | Financial Services
Value Trap
Market Cap:85.36M
ℹ️
Reward Rating
36
Moderate
Bottom 5% (model universe)
75% data coverage
ℹ️
Risk Rating
40
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on HMLN to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Hamlin Bank and Trust Company?

Hamlin Bank and Trust Company provides various financial and trust services in Northwestern Pennsylvania.

HMLN · Verdict

Limited reward · moderate risk

HMLN's standout is volatility; growth and balance sheet weigh on the picture.

Based on 88% data coverage

HMLN · Verdict

What’s working & what to watch

Strengths 1

  • Volatility95/100

    Top decile vs peers

Watchouts 2

  • Growth13/100

    Rev -1.2% CAGR · earnings -21.6%

  • Balance sheet44/100

    Interest covered 1.2×

Model-based scoring. For information only — not financial advice.

What is Hamlin Bank and Trust Company?

Hamlin Bank and Trust Company provides various financial and trust services in Northwestern Pennsylvania. The company accepts checking, savings, individual retirement accounts, and certificates of deposit. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 85.36M, and a P/E ratio of 15.4x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (36)

The scoring profile indicates weak reward characteristics across most factors, including profitability and valuation. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap85.36M
P/E Ratio15.4301
Dividend YieldN/A
52 Week High252
52 Week Low162.0025
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding358K
No. of EmployeesN/A
IndustryBanks - Regional
ExchangePINK
BetaN/A
CurrencyUSD
Websitehamlinbank.com
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