Horace Mann Educators Corporation(HMN)
USD --+0.00%
Reward60Moderate
Risk55Medium-High
📊75%Data
3.3% dividend yield
HMN
+0.0 · +0.00%
USD · NYSE
Horace Mann Educators Corporation | Financial Services
Balanced
Market Cap:1.76Bn
ℹ️
Reward Rating
60
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
55
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on HMN to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $49.33.

What is Horace Mann Educators Corporation?

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States.

HMN · Verdict

Solid reward · elevated risk

HMN stands out on volatility and growth, but watch the balance sheet signal.

Based on 88% data coverage

HMN · Verdict

What’s working & what to watch

Strengths 3

  • Volatility95/100

    Top decile vs peers

  • Growth66/100

    Rev +8.3% CAGR · earnings +101.5%

  • Profitability66/100

    10% net margin · 12% ROE

Watchouts 2

  • Balance sheet13/100

    Weak vs peers

  • Cash flow40/100

    10% net margin

Model-based scoring. For information only — not financial advice.

What is Horace Mann Educators Corporation?

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 1.76B, and a P/E ratio of 10.8x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (60)

The scoring profile indicates moderate reward potential, with growth and profitability as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap1.76B
P/E Ratio10.7687
Dividend Yield3.29%
52 Week High47.9641
52 Week Low37.8677
Last AnnualDecember
IPO Date11/15/1991
IncorporatedUSA
Shares Outstanding41M
No. of Employees1,750
IndustryInsurance - Property & Casualty
ExchangeNYSE
Beta0.072
CurrencyUSD