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Equity
Harbor Bankshares Corporation(HRBK)
USD --+0.00%
Reward49Moderate
Risk50Moderate
📊75%Data
2.6% dividend yield · Revenue growing 20% YoY
HRBK
+0.0 · +0.00%
USD · PINK
Harbor Bankshares Corporation | Financial Services
Balanced
Market Cap:23.14M
ℹ️
Reward Rating
49
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
50
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on HRBK to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Harbor Bankshares Corporation?

Harbor Bankshares Corporation provides various banking services in Maryland.

HRBK · Verdict

Moderate reward · moderate risk

HRBK's standout is volatility; valuation and balance sheet weigh on the picture.

Based on 88% data coverage

HRBK · Verdict

What’s working & what to watch

Strengths 1

  • Volatility75/100

    Above average

Watchouts 3

  • Valuation41/100

    Below average

  • Balance sheet44/100

    Current ratio 0.14

  • Cash flow45/100

    0% free-cash-flow margin

Model-based scoring. For information only — not financial advice.

What is Harbor Bankshares Corporation?

Harbor Bankshares Corporation provides various banking services in Maryland. The company offers personal checking, savings and investment, cards, individual retirement plans, certificate of deposits, mortgages, loans and lines of credit, online banking, bill pay, mobile banking, E-statement, telebanc, and interest rate services. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 23.14M, and a P/E ratio of 9.1x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Discount reflects uncertainty around future performance.

OpenBook Logo Analysis

Reward: Moderate (49)

The scoring profile indicates limited reward potential at this time, with profitability and momentum offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap23.14M
P/E Ratio9.1232
Dividend Yield2.60%
52 Week High21.5
52 Week Low14.36
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding1M
No. of Employees77
IndustryBanks - Regional
ExchangePINK
Beta-2.52
CurrencyUSD
Websitewww.theharborbank.com
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