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Equity
Heritage Commerce Corp(HTBK)
USD --+0.00%
Reward50Moderate
Risk46Moderate
📊75%Data
Strong 24% profit margin · 4.1% dividend yield · Revenue growing 18% YoY
HTBK
+0.0 · +0.00%
USD · NASDAQ
Heritage Commerce Corp | Financial Services
Dividend King
Market Cap:797.20M
ℹ️
Reward Rating
50
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
46
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on HTBK to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $14.50.

What is Heritage Commerce Corp?

Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California.

HTBK · Verdict

Moderate reward · moderate risk

HTBK stands out on profitability and volatility, but watch the growth signal.

Based on 88% data coverage

HTBK · Verdict

What’s working & what to watch

Strengths 2

  • Profitability65/100

    18% net margin · 7% ROE

  • Volatility65/100

    Above average

Watchouts 2

  • Growth37/100

    Rev +10.2% CAGR · earnings -10.4%

  • Balance sheet42/100

    Interest covered 0.9×

Model-based scoring. For information only — not financial advice.

What is Heritage Commerce Corp?

Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. Its deposit products for business banking and retail markets include interest and non-interest-bearing demand, savings, and money market accounts, as well as certificates of deposit and time deposits. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 797.20M, and a P/E ratio of 16.2x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (50)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap797.20M
P/E Ratio16.1875
Dividend Yield4.10%
52 Week High13.825
52 Week Low7.6961
Last AnnualDecember
IPO Date7/30/1998
IncorporatedUSA
Shares Outstanding62M
No. of Employees350
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.776
CurrencyUSD
Websitewww.heritagecommercecorp.com
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