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Equity
Independent Bank Corporation(IBCP)
USD --+0.00%
Reward55Moderate
Risk41Moderate
📊75%Data
Strong 31% profit margin · 2.9% dividend yield · Revenue down 6% YoY
IBCP
+0.0 · +0.00%
USD · NASDAQ
Independent Bank Corporation | Financial Services
Quality Compounder
Market Cap:742.22M
ℹ️
Reward Rating
55
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
41
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on IBCP to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $37.60.

What is Independent Bank Corporation?

Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States.

IBCP · Verdict

Solid reward · moderate risk

IBCP stands out on profitability and cash flow, but watch the growth signal.

Based on 88% data coverage

IBCP · Verdict

What’s working & what to watch

Strengths 3

  • Profitability79/100

    22% net margin · 14% ROE

  • Cash flow66/100

    18% free-cash-flow margin

  • Volatility65/100

    Above average

Watchouts 1

  • Growth44/100

    Rev +12.0% CAGR · earnings +2.7%

Model-based scoring. For information only — not financial advice.

What is Independent Bank Corporation?

Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States. The company offers demand deposits, interest checking, money market accounts, savings accounts, and time certificates of deposit, including free checking accounts. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 742.22M, and a P/E ratio of 11.0x.

Financial Highlights

Investment Breakdown

📈 Growth
Growth trend is developing — watch for revenue consistency over upcoming quarters.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (55)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap742.22M
P/E Ratio10.9694
Dividend Yield2.94%
52 Week High37.39
52 Week Low25.9198
Last AnnualDecember
IPO Date1/2/2001
IncorporatedUSA
Shares Outstanding21M
No. of Employees732
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.778
CurrencyUSD
Websitewww.independentbank.com
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