International Bancshares Corporation(IBOC)
USD --+0.00%
Reward66High
Risk41Moderate
📊75%Data
Strong 51% profit margin · 2.1% dividend yield
IBOC
+0.0 · +0.00%
USD · NASDAQ
International Bancshares Corporation | Financial Services
Quality Compounder
Market Cap:4.24Bn
ℹ️
Reward Rating
66
High
Top 25% (model universe)
75% data coverage
ℹ️
Risk Rating
41
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on IBOC to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $85.00.

What is International Bancshares Corporation?

International Bancshares Corporation, a multibank financial holding company, provides a range of commercial and retail banking services in Texas and the State of Oklahoma.

IBOC · Verdict

Solid reward · moderate risk

IBOC stands out on profitability and growth, but watch the balance sheet signal.

Based on 88% data coverage

IBOC · Verdict

What’s working & what to watch

Strengths 4

  • Profitability83/100

    39% net margin · 14% ROE

  • Growth70/100

    Rev +18.9% CAGR · earnings +17.2%

  • Cash flow70/100

    44% free-cash-flow margin

  • Volatility65/100

    Above average

Watchouts 1

  • Balance sheet45/100

    Interest covered 2.4×

Model-based scoring. For information only — not financial advice.

What is International Bancshares Corporation?

International Bancshares Corporation, a multibank financial holding company, provides a range of commercial and retail banking services in Texas and the State of Oklahoma. It accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 4.24B, and a P/E ratio of 10.1x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: High (66)

The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap4.24B
P/E Ratio10.0917
Dividend Yield2.09%
52 Week High74.6793
52 Week Low53.0309
Last AnnualDecember
IPO Date5/30/1996
IncorporatedUSA
Shares Outstanding62M
No. of Employees2,103
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.744
CurrencyUSD