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Equity
First Internet Bancorp(INBK)
USD --+0.00%
Reward66High
Risk72High
📊75%Data
Thin -80% profit margin · Revenue down 8% YoY
INBK
+0.0 · +0.00%
USD · NASDAQ
First Internet Bancorp | Financial Services
Profitless Growth
Market Cap:180.13M
ℹ️
Reward Rating
66
High
Top 25% (model universe)
75% data coverage
ℹ️
Risk Rating
72
High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on INBK to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $25.70.

What is First Internet Bancorp?

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States.

INBK · Verdict

Solid reward · high risk

INBK stands out on growth and valuation, but watch the profitability signal.

Based on 88% data coverage

INBK · Verdict

What’s working & what to watch

Strengths 2

  • Growth94/100

    Revenue +22.9% CAGR

  • Valuation94/100

    P/E 8.4× · PEG 0.07

Watchouts 3

  • Profitability8/100

    -11% net margin · -9% ROE

  • Cash flow17/100

    -11% net margin

  • Balance sheet20/100

    Current ratio 0.32

Model-based scoring. For information only — not financial advice.

What is First Internet Bancorp?

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 180.13M.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: High (66)

The scoring profile indicates moderate reward potential, with growth and valuation as the leading contributors. Risk indicators are high — this profile reflects meaningful downside exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap180.13M
P/E RatioN/A
Dividend Yield1.20%
52 Week High30.4322
52 Week Low16.9996
Last AnnualDecember
IPO Date12/28/2004
IncorporatedUSA
Shares Outstanding9M
No. of Employees323
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.825
CurrencyUSD
Websitewww.firstinternetbancorp.com
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