Openbookopenbook
Equity
INVRD(INVRD)
USD --+0.00%
Reward45Moderate
Risk64Medium-High
📊75%Data
Thin -173% profit margin · Revenue growing 23% YoY
INVRD
+0.0 · +0.00%
USD · PINK
INVRD | Financial Services
Capital Destroyer
Market Cap:16.43M
ℹ️
Reward Rating
45
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
64
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on INVRD to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is INVRD?

provides AI-driven software focusing on real-time financial data that empowers business lenders and financial institutions to transact with consumers for data enrichment, identify-KYC, risk management, and compliance.

INVRD · Verdict

Moderate reward · elevated risk

INVRD's standout is volatility; profitability and cash flow weigh on the picture.

Based on 88% data coverage

INVRD · Verdict

What’s working & what to watch

Strengths 1

  • Volatility75/100

    Above average

Watchouts 3

  • Profitability9/100

    -210% net margin · 0% ROE

  • Cash flow16/100

    -108% free-cash-flow margin

  • Balance sheet29/100

    Current ratio 0.05

Model-based scoring. For information only — not financial advice.

What is INVRD?

provides AI-driven software focusing on real-time financial data that empowers business lenders and financial institutions to transact with consumers for data enrichment, identify-KYC, risk management, and compliance. The company operates a cloud-based transactional and Risk Model as a Service (RMaaS) platform; and offers open banking and consumer-directed finance solutions comprising banking verification solutions to the financial services industry for income verification, credit decisioning, fraud reduction, and know-your client/anti-money laundering purposes. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 16.43M.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (45)

The scoring profile indicates limited reward potential at this time, with valuation and growth offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap16.43M
P/E RatioN/A
Dividend YieldN/A
52 Week High0.2726
52 Week Low0.1163
Last AnnualMarch
IPO DateN/A
IncorporatedUSA
Shares Outstanding52M
No. of EmployeesN/A
IndustryCredit Services
ExchangePINK
Beta-0.32
CurrencyUSD · Reports in CAD
Websiteinveriteinsights.com
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