Isabella Bank Corporation(ISBA)
USD --+0.00%
Reward53Moderate
Risk44Moderate
📊75%Data
Strong 25% profit margin · 2.2% dividend yield · Revenue growing 14% YoY
ISBA
+0.0 · +0.00%
USD · OTCQX
Isabella Bank Corporation | Financial Services
Dividend King
Market Cap:366.17M
ℹ️
Reward Rating
53
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
44
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on ISBA to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $54.00.

What is Isabella Bank Corporation?

Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States.

ISBA · Verdict

Moderate reward · moderate risk

ISBA stands out on volatility and profitability, but watch the growth signal.

Based on 88% data coverage

ISBA · Verdict

What’s working & what to watch

Strengths 3

  • Volatility95/100

    Top decile vs peers

  • Profitability73/100

    21% net margin · 9% ROE

  • Valuation72/100

    P/E 11.2× · PEG 1.01

Watchouts 2

  • Growth37/100

    Rev +0.3% CAGR · earnings -10.7%

  • Balance sheet38/100

    Below average

Model-based scoring. For information only — not financial advice.

What is Isabella Bank Corporation?

Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 366.17M, and a P/E ratio of 19.5x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (53)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap366.17M
P/E Ratio19.5
Dividend Yield2.22%
52 Week High58.83
52 Week Low21.0298
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding7M
No. of Employees368
IndustryBanks - Regional
ExchangeOTCQX
Beta0.131
CurrencyUSD