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Equity
Isracard Ltd(ISCDF)
USD --+0.00%
Reward49Moderate
Risk26Low
📊75%Data
Thin -2% profit margin · Revenue growing 13% YoY
ISCDF
+0.0 · +0.00%
USD · OTCGREY
Isracard Ltd | Financial Services
Deep Value
Market Cap:1.43Bn
ℹ️
Reward Rating
49
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
26
Low
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on ISCDF to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Isracard Ltd?

operates as a credit card company in Israel.

ISCDF · Verdict

Moderate reward · low risk

ISCDF stands out on volatility and cash flow, but watch the growth signal.

Based on 88% data coverage

ISCDF · Verdict

What’s working & what to watch

Strengths 4

  • Volatility80/100

    Top decile vs peers

  • Cash flow76/100

    28% free-cash-flow margin

  • Balance sheet75/100

    Current ratio 1.25

  • Valuation71/100

    Above average

Watchouts 1

  • Growth35/100

    Rev +13.8% CAGR · earnings -8.4%

Model-based scoring. For information only — not financial advice.

What is Isracard Ltd?

operates as a credit card company in Israel. It offers various payment solutions, including Digital credit card, Apple Pay, Google Pay, Garmin Pay, Topcash, and Isracard application, as well as commercial credit and debit card clearing. The company is listed on the OTCGREY in USA, operating in the Financial Services sector, with a market capitalisation of 1.43B, and a P/E ratio of 12.6x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (49)

The scoring profile indicates limited reward potential at this time, with valuation and profitability offering the most support. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap1.43B
P/E Ratio12.5714
Dividend YieldN/A
52 Week High4.4
52 Week Low2.2077
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding325M
No. of Employees1,997
IndustryCredit Services
ExchangeOTCGREY
Beta0.459
CurrencyUSD · Reports in ILS
Websitedigital.isracard.co.il
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