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Equity
J and Friends Holdings Limited(JF)
USD --+0.00%
Reward33Low
Risk54Moderate
📊75%Data
Thin -33% profit margin
JF
+0.0 · +0.00%
USD · NASDAQ
J and Friends Holdings Limited | Financial Services
Value Trap
Market Cap:14.70M
ℹ️
Reward Rating
33
Low
Bottom 5% (model universe)
75% data coverage
ℹ️
Risk Rating
54
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on JF to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is J and Friends Holdings Limited?

J and Friends Holdings Limited, together with its subsidiaries, engages in the provision of technology-enabled financial and digital services to the ecosystem of MSMEs and SMEs in the People's Republic of China and internationally.

JF · Verdict

Limited reward · elevated risk

JF's standout is balance sheet; cash flow and growth weigh on the picture.

Based on 88% data coverage

JF · Verdict

What’s working & what to watch

Strengths 1

  • Balance sheet81/100

    Current ratio 0.19

Watchouts 3

  • Cash flow12/100

    -43% free-cash-flow margin

  • Growth15/100

    Rev -41.2% CAGR · earnings -46.6%

  • Profitability32/100

    -44% net margin · 0% ROE

Model-based scoring. For information only — not financial advice.

What is J and Friends Holdings Limited?

J and Friends Holdings Limited, together with its subsidiaries, engages in the provision of technology-enabled financial and digital services to the ecosystem of MSMEs and SMEs in the People's Republic of China and internationally. The company connects business partners and financial partners on its open platform and enables them to provide financial services to end users. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 14.70M.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Low (33)

The scoring profile indicates weak reward characteristics across most factors, including valuation and momentum. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap14.70M
P/E RatioN/A
Dividend YieldN/A
52 Week High1.38
52 Week Low0.82
Last AnnualDecember
IPO Date10/25/2018
IncorporatedUSA
Shares Outstanding14M
No. of Employees78
IndustryCredit Services
ExchangeNASDAQ
Beta0.915
CurrencyUSD · Reports in CNY
Websiteir.j-friends.com
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