Juniata Valley Financial Corp(JUVF)
USD --+0.00%
Reward41Moderate
Risk47Moderate
📊75%Data
Strong 27% profit margin · 6.3% dividend yield
JUVF
+0.0 · +0.00%
USD · OTCQX
Juniata Valley Financial Corp | Financial Services
Dividend King
Market Cap:69.01M
ℹ️
Reward Rating
41
Moderate
Bottom 10% (model universe)
75% data coverage
ℹ️
Risk Rating
47
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on JUVF to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Juniata Valley Financial Corp?

operates as the bank holding company for The Juniata Valley Bank that provides retail and commercial banking services to small and mid-sized businesses in central and northern Pennsylvania, the United States.

JUVF · Verdict

Moderate reward · moderate risk

JUVF's standout is volatility; growth and balance sheet weigh on the picture.

Based on 88% data coverage

JUVF · Verdict

What’s working & what to watch

Strengths 1

  • Volatility95/100

    Top decile vs peers

Watchouts 2

  • Growth21/100

    Rev +2.7% CAGR · earnings -1.9%

  • Balance sheet36/100

    Below average

Model-based scoring. For information only — not financial advice.

What is Juniata Valley Financial Corp?

operates as the bank holding company for The Juniata Valley Bank that provides retail and commercial banking services to small and mid-sized businesses in central and northern Pennsylvania, the United States. The company offers consumer banking services that include online account opening, online banking, mobile banking, telephone banking, automated teller machines, personal checking accounts, checking overdraft privileges, money market deposit accounts, savings accounts, debit cards, certificates of deposit, individual retirement accounts, secured lines of credit, construction and mortgage loans, and safe deposit boxes. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 69.01M, and a P/E ratio of 8.7x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (41)

The scoring profile indicates limited reward potential at this time, with profitability and momentum offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap69.01M
P/E Ratio8.7025
Dividend Yield6.35%
52 Week High14.5194
52 Week Low10.8193
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding5M
No. of Employees115
IndustryBanks - Regional
ExchangeOTCQX
Beta0.206
CurrencyUSD