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Equity
Joint Stock Company Kaspi.kz(KSPI)
USD --+0.00%
Reward76High
Risk23Low
📊75%Data
Strong 30% profit margin · Revenue growing 73% YoY
KSPI
+0.0 · +0.00%
USD · NASDAQ
Joint Stock Company Kaspi.kz | Technology
Quality Compounder
Market Cap:14.61Bn
ℹ️
Reward Rating
76
High
Top 10% (model universe)
75% data coverage
ℹ️
Risk Rating
23
Low
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on KSPI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: KZT98.65.

What is Joint Stock Company Kaspi.kz?

kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine.

KSPI · Verdict

Strong reward · low risk

KSPI scores well on growth and profitability with no major weaknesses flagged in the model.

Based on 88% data coverage

KSPI · Verdict

What’s working & what to watch

Strengths 6

  • Growth94/100

    Rev +41.7% CAGR · earnings +34.0%

  • Profitability84/100

    41% net margin · 60% ROE

  • Balance sheet84/100

    Current ratio 0.84

  • Volatility75/100

    Above average

  • Cash flow71/100

    19% free-cash-flow margin

  • Valuation65/100

    Above average

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Joint Stock Company Kaspi.kz?

kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine. It operates in three segments: Payments, Marketplace, and Fintech. The company is listed on the NASDAQ in USA, operating in the Technology sector, with a market capitalisation of 14.61B, and a P/E ratio of 6.3x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: High (76)

The scoring profile indicates a strong reward potential, driven primarily by growth and profitability. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

Company Information
SectorTechnology
Market Cap14.61B
P/E Ratio6.3194
Dividend YieldN/A
52 Week High105.85
52 Week Low70.405
Last AnnualDecember
IPO Date1/19/2024
IncorporatedUSA
Shares Outstanding191M
No. of EmployeesN/A
IndustrySoftware - Infrastructure
ExchangeNASDAQ
Beta-0.074
CurrencyUSD · Reports in KZT
Websiteir.kaspi.kz
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