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Equity
Loandepot Inc(LDI)
USD --+0.00%
Reward43Moderate
Risk81High
📊75%Data
Thin -7% profit margin · Revenue down 8% YoY
LDI
+0.0 · +0.00%
USD · NYSE
Loandepot Inc | Financial Services
Earnings Deterioration
Market Cap:849.57M
ℹ️
Reward Rating
43
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
81
High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on LDI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $2.38.

What is Loandepot Inc?

engages in originating, financing, selling, and servicing residential mortgage loans in the United States.

LDI · Verdict

Moderate reward · high risk

LDI has limited near-term tailwinds — volatility and cash flow weigh on the model output.

Based on 88% data coverage

LDI · Verdict

What’s working & what to watch

Watchouts 5

  • Volatility5/100

    Weak vs peers

  • Cash flow17/100

    -80% free-cash-flow margin

  • Balance sheet23/100

    Current ratio 0.18

  • Profitability32/100

    -9% net margin · -28% ROE

  • Growth42/100

    Revenue -33.3% CAGR

Model-based scoring. For information only — not financial advice.

What is Loandepot Inc?

engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 849.57M.

Financial Highlights

Investment Breakdown

📈 Growth
Growth trend is developing — watch for revenue consistency over upcoming quarters.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Elevated volatility implies higher downside and expectation risk.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (43)

The scoring profile indicates limited reward potential at this time, with valuation and momentum offering the most support. Risk indicators are high — this profile reflects meaningful downside exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap849.57M
P/E RatioN/A
Dividend YieldN/A
52 Week High5.05
52 Week Low1.01
Last AnnualDecember
IPO Date2/11/2021
IncorporatedUSA
Shares Outstanding229M
No. of Employees4,553
IndustryMortgage Finance
ExchangeNYSE
Beta3.148
CurrencyUSD
Websitewww.loandepot.com
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