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Equity
Lincoln National Corporation(LNC)
USD --+0.00%
Reward52Moderate
Risk53Moderate
📊75%Data
5.1% dividend yield
LNC
+0.0 · +0.00%
USD · NYSE
Lincoln National Corporation | Financial Services
Value Trap
Market Cap:6.84Bn
ℹ️
Reward Rating
52
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
53
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on LNC to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $45.92.

What is Lincoln National Corporation?

Lincoln National Corporation, through its subsidiaries, operates multiple insurance and retirement businesses in the United States.

LNC · Verdict

Moderate reward · elevated risk

LNC stands out on valuation and balance sheet, but watch the cash flow signal.

Based on 88% data coverage

LNC · Verdict

What’s working & what to watch

Strengths 2

  • Valuation93/100

    P/E 4.9× · PEG 1.24

  • Balance sheet70/100

    Above average

Watchouts 3

  • Cash flow24/100

    -1% free-cash-flow margin

  • Volatility35/100

    Below average

  • Profitability37/100

    6% net margin · 12% ROE

Model-based scoring. For information only — not financial advice.

What is Lincoln National Corporation?

Lincoln National Corporation, through its subsidiaries, operates multiple insurance and retirement businesses in the United States. It operates through four segments: Life Insurance, Annuities, Group Protection, and Retirement Plan Services. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 6.84B, and a P/E ratio of 6.1x.

Financial Highlights

Investment Breakdown

📈 Growth
Growth trend is developing — watch for revenue consistency over upcoming quarters.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (52)

The scoring profile indicates limited reward potential at this time, with valuation and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap6.84B
P/E Ratio6.1138
Dividend Yield5.05%
52 Week High46.3387
52 Week Low26.2728
Last AnnualDecember
IPO Date10/5/1984
IncorporatedUSA
Shares Outstanding190M
No. of Employees9,423
IndustryInsurance - Life
ExchangeNYSE
Beta1.274
CurrencyUSD
Websitewww.lincolnfinancial.com
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