Live Oak Bancshares, Inc.(LOB)
USD --+0.00%
Reward68High
Risk57Medium-High
📊75%Data
Strong 22% profit margin · Revenue growing 62% YoY
LOB
+0.0 · +0.00%
USD · NYSE
Live Oak Bancshares, Inc. | Financial Services
Growth Machine
Market Cap:1.83Bn
ℹ️
Reward Rating
68
High
Top 25% (model universe)
75% data coverage
ℹ️
Risk Rating
57
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on LOB to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $44.75.

What is Live Oak Bancshares, Inc.?

operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States.

LOB · Verdict

Solid reward · elevated risk

LOB stands out on valuation and growth, but watch the volatility signal.

Based on 88% data coverage

LOB · Verdict

What’s working & what to watch

Strengths 2

  • Valuation93/100

    P/E 12.1× · PEG 0.29

  • Growth77/100

    Rev +27.0% CAGR · earnings -16.2%

Watchouts 1

  • Volatility20/100

    Weak vs peers

Model-based scoring. For information only — not financial advice.

What is Live Oak Bancshares, Inc.?

operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments: Banking and Fintech. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 1.83B, and a P/E ratio of 17.8x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: High (68)

The scoring profile indicates moderate reward potential, with valuation and growth as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap1.83B
P/E Ratio17.8386
Dividend Yield0.31%
52 Week High42.89
52 Week Low22.616
Last AnnualDecember
IPO Date7/23/2015
IncorporatedUSA
Shares Outstanding46M
No. of Employees1,029
IndustryBanks - Regional
ExchangeNYSE
Beta1.959
CurrencyUSD