Lake Ridge Bancorp Inc.(LRBI)
USD --+0.00%
Reward60Moderate
Risk42Moderate
📊75%Data
Strong 17% profit margin
LRBI
+0.0 · +0.00%
USD · OTCQX
Lake Ridge Bancorp Inc. | Financial Services
Quality Compounder
Market Cap:251.38M
ℹ️
Reward Rating
60
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
42
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on LRBI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Lake Ridge Bancorp Inc.?

operates as the bank holding company for Lake Ridge Bank that provides various financial services to individual and corporate customers.

LRBI · Verdict

Solid reward · moderate risk

LRBI stands out on cash flow and volatility, but watch the balance sheet signal.

Based on 88% data coverage

LRBI · Verdict

What’s working & what to watch

Strengths 3

  • Cash flow95/100

    26% net margin

  • Volatility95/100

    Top decile vs peers

  • Growth74/100

    Rev +11.2% CAGR · earnings +24.0%

Watchouts 2

  • Balance sheet7/100

    Weak vs peers

  • Valuation41/100

    Below average

Model-based scoring. For information only — not financial advice.

What is Lake Ridge Bancorp Inc.?

operates as the bank holding company for Lake Ridge Bank that provides various financial services to individual and corporate customers. The company offers checking, savings, and money market accounts; and home equity line of credit and loans; and car, debt consolidation, and personal reserve accounts, as well as mortgages. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 251.38M, and a P/E ratio of 8.8x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (60)

The scoring profile indicates moderate reward potential, with growth and profitability as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap251.38M
P/E Ratio8.7663
Dividend YieldN/A
52 Week High130
52 Week Low88.7233
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding2M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangeOTCQX
Beta0.053
CurrencyUSD