Lufax Holding Ltd(LU)
USD --+0.00%
Reward44Moderate
Risk35Moderate
📊75%Data
Thin -14% profit margin · Revenue down 31% YoY
LU
+0.0 · +0.00%
USD · NYSE
Lufax Holding Ltd | Financial Services
Earnings Deterioration
Market Cap:2.37Bn
ℹ️
Reward Rating
44
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
35
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on LU to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $3.02.

What is Lufax Holding Ltd?

Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in China.

LU · Verdict

Moderate reward · moderate risk

LU stands out on balance sheet and valuation, but watch the cash flow signal.

Based on 88% data coverage

LU · Verdict

What’s working & what to watch

Strengths 3

  • Balance sheet100/100

    Top decile vs peers

  • Valuation94/100

    P/E 3.8× · PEG 0.03

  • Volatility80/100

    Top decile vs peers

Watchouts 3

  • Cash flow12/100

    -16% net margin

  • Profitability13/100

    -16% net margin · -4% ROE

  • Growth37/100

    Revenue -27.8% CAGR

Model-based scoring. For information only — not financial advice.

What is Lufax Holding Ltd?

Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 2.37B.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue growth is subdued, limiting near-term earnings expansion.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (44)

The scoring profile indicates limited reward potential at this time, with valuation and momentum offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap2.37B
P/E RatioN/A
Dividend YieldN/A
52 Week High4.57
52 Week Low2.3
Last AnnualDecember
IPO Date10/30/2020
IncorporatedUSA
Shares Outstanding867M
No. of Employees35,875
IndustryCredit Services
ExchangeNYSE
Beta0.547
CurrencyUSD