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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.Analyst Target
Analyst consensus price target: ¥11.65.What is Lexinfintech Holdings Ltd?
, together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China.
LX · Verdict
Moderate reward · moderate risk
LX stands out on valuation and balance sheet, but watch the profitability signal.
Based on 88% data coverage
LX · Verdict
What’s working & what to watch
Strengths 3
- Valuation98/100
P/E 2.3× · PEG 0.06
- Balance sheet76/100
Interest covered 151.3×
- Volatility65/100
Above average
Watchouts 1
- Profitability30/100
8% net margin · 15% ROE
Model-based scoring. For information only — not financial advice.
What is Lexinfintech Holdings Ltd?
, together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 696.61M, and a P/E ratio of 3.2x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (54)The scoring profile indicates limited reward potential at this time, with valuation and growth offering the most support. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.