Mountain Commerce Bancorp Inc(MCBI)
USD --+0.00%
Reward40Moderate
Risk23Low
📊75%Data
Strong 27% profit margin · Revenue growing 11% YoY
MCBI
+0.0 · +0.00%
USD · OTCQX
Mountain Commerce Bancorp Inc | Financial Services
Defensive Anchor
Market Cap:146.98M
ℹ️
Reward Rating
40
Moderate
Bottom 10% (model universe)
75% data coverage
ℹ️
Risk Rating
23
Low
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on MCBI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $21.00.

What is Mountain Commerce Bancorp Inc?

operates as the bank holding company for Mountain Commerce Bank that provides banking services for small- and medium-sized businesses, professionals, and affluent individuals.

MCBI · Verdict

Moderate reward · low risk

MCBI stands out on cash flow and volatility, but watch the growth signal.

Based on 88% data coverage

MCBI · Verdict

What’s working & what to watch

Strengths 2

  • Cash flow95/100

    27% net margin

  • Volatility95/100

    Top decile vs peers

Watchouts 2

  • Growth23/100

    Rev -5.2% CAGR · earnings -15.3%

  • Valuation41/100

    Below average

Model-based scoring. For information only — not financial advice.

What is Mountain Commerce Bancorp Inc?

operates as the bank holding company for Mountain Commerce Bank that provides banking services for small- and medium-sized businesses, professionals, and affluent individuals. It offers checking and savings accounts; money market accounts; certificates of deposit; and mortgage loans, personal loans and lines of credit, commercial real estate loans, small business administration loans, equipment lending, operating lines of credit, and credit cards. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 146.98M, and a P/E ratio of 22.4x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Discount reflects uncertainty around future performance.

OpenBook Logo Analysis

Reward: Moderate (40)

The scoring profile indicates limited reward potential at this time, with profitability and momentum offering the most support. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap146.98M
P/E Ratio22.4175
Dividend Yield1.04%
52 Week High25.26
52 Week Low18.7762
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding6M
No. of Employees110
IndustryBanks - Regional
ExchangeOTCQX
Beta0.329
CurrencyUSD