Madison County Financial Inc(MCBK)
USD --+0.00%
Reward42Moderate
Risk56Medium-High
📊75%Data
Strong 37% profit margin · Revenue growing 23% YoY
MCBK
+0.0 · +0.00%
USD · PINK
Madison County Financial Inc | Financial Services
Capital Destroyer
Market Cap:78.75M
ℹ️
Reward Rating
42
Moderate
Bottom 10% (model universe)
75% data coverage
ℹ️
Risk Rating
56
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on MCBK to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Madison County Financial Inc?

operates as the holding company for Madison County Bank that provides banking and financial services to individual and corporate customers in Nebraska, the United States.

MCBK · Verdict

Moderate reward · elevated risk

MCBK's standout is volatility; balance sheet and valuation weigh on the picture.

Based on 88% data coverage

MCBK · Verdict

What’s working & what to watch

Strengths 1

  • Volatility95/100

    Top decile vs peers

Watchouts 3

  • Balance sheet7/100

    Interest covered 0.3×

  • Valuation33/100

    Below average

  • Growth35/100

    Rev +10.5% CAGR · earnings -19.8%

Model-based scoring. For information only — not financial advice.

What is Madison County Financial Inc?

operates as the holding company for Madison County Bank that provides banking and financial services to individual and corporate customers in Nebraska, the United States. It offers checking, health savings, savings, and individual retirement accounts; certificates of deposit; credit and debit cards; home loans; and consumer loans, including home equity lines of credit, second mortgage, home improvement, recreational vehicle, personal, and overdraft protection loans, as well as loans for automobiles, trucks, and vans. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 78.75M, and a P/E ratio of 12.9x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (42)

The scoring profile indicates limited reward potential at this time, with profitability and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap78.75M
P/E Ratio12.9386
Dividend YieldN/A
52 Week High29.5
52 Week Low24.141
Last AnnualDecember
IPO Date10/4/2012
IncorporatedUSA
Shares Outstanding3M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangePINK
Beta0.125
CurrencyUSD