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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.Analyst Target
Analyst consensus price target: $16.00.What is Mechanics Bank?
Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.
MCHB · Verdict
Solid reward · moderate risk
MCHB stands out on volatility and growth, but watch the cash flow signal.
Based on 88% data coverage
MCHB · Verdict
What’s working & what to watch
Strengths 4
- Volatility95/100
Top decile vs peers
- Growth86/100
Rev +31.1% CAGR · earnings +36.9%
- Balance sheet76/100
Interest covered 0.8×
- Profitability70/100
23% net margin · 10% ROE
Watchouts 1
- Cash flow31/100
-6% free-cash-flow margin
Model-based scoring. For information only — not financial advice.
What is Mechanics Bank?
Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii. It offers various checking and savings accounts. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 3.31B, and a P/E ratio of 12.3x.
Financial Highlights
Investment Breakdown
Analysis
Reward: High (68)The scoring profile indicates moderate reward potential, with growth and profitability as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.