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Equity
Mercury General Corporation(MCY)
USD --+0.00%
Reward65Moderate
Risk25Low
📊75%Data
Revenue growing 14% YoY
MCY
+0.0 · +0.00%
USD · NYSE
Mercury General Corporation | Financial Services
Quality Compounder
Market Cap:4.92Bn
ℹ️
Reward Rating
65
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
25
Low
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on MCY to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $110.00.

What is Mercury General Corporation?

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States.

MCY · Verdict

Solid reward · low risk

MCY scores well on balance sheet and valuation with no major weaknesses flagged in the model.

Based on 88% data coverage

MCY · Verdict

What’s working & what to watch

Strengths 4

  • Balance sheet99/100

    Interest covered 24.2×

  • Valuation82/100

    PEG ratio 1.19

  • Cash flow72/100

    17% free-cash-flow margin

  • Growth71/100

    Revenue +18.0% CAGR

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Mercury General Corporation?

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 4.92B, and a P/E ratio of 8.8x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (65)

The scoring profile indicates moderate reward potential, with valuation and growth as the leading contributors. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap4.92B
P/E Ratio8.7774
Dividend Yield1.48%
52 Week High100.06
52 Week Low46.4737
Last AnnualDecember
IPO Date3/26/1990
IncorporatedUSA
Shares Outstanding55M
No. of Employees4,300
IndustryInsurance - Property & Casualty
ExchangeNYSE
Beta0.943
CurrencyUSD
Websitewww.mercuryinsurance.com
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