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Equity
Money Forward Inc(MNFYY)
USD --+0.00%
Reward59Moderate
Risk60Medium-High
📊75%Data
Thin 3% profit margin · Revenue growing 41% YoY
MNFYY
+0.0 · +0.00%
USD · NYSE
Money Forward Inc | Technology
Profitless Growth
Market Cap:1.33Bn
ℹ️
Reward Rating
59
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
60
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on MNFYY to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Money Forward Inc?

provides financial solutions for individuals, financial institutions, and corporations primarily in Japan.

MNFYY · Verdict

Solid reward · elevated risk

MNFYY's standout is growth; cash flow and profitability weigh on the picture.

Based on 88% data coverage

MNFYY · Verdict

What’s working & what to watch

Strengths 1

  • Growth76/100

    Rev +37.2% CAGR · earnings +62.2%

Watchouts 3

  • Cash flow25/100

    -28% free-cash-flow margin

  • Profitability35/100

    -16% net margin · 4% ROE

  • Volatility35/100

    Below average

Model-based scoring. For information only — not financial advice.

What is Money Forward Inc?

provides financial solutions for individuals, financial institutions, and corporations primarily in Japan. The company offers personal financial management services under the Money Forward ME, MONEY PLUS, Money Forward Personal Financial Consulting, and Money Forward Fixed Cost Review names; Money Forward Cloud, a software-as-a-service (SaaS) application for promoting back office operations; and accounting and tax solutions under the Money Forward Cloud Accounting, Money Forward Cloud Accounting Plus, Money Forward Cloud Tax Return, Money Forward Cloud Invoice Issuing, Money Forward Cloud Invoice Issuing Plus, Money Forward Cloud Receivables Management, Money Forward Cloud Expense, Money Forward Cloud Accounts Payable, Money Forward Cloud Invoice System, Money Forward Cloud Fixed Assets, Money Forward Cloud Project Cost, Money Forward Cloud Consolidated Association, and Money Forward Cloud Box names. The company is listed on the NYSE in USA, operating in the Technology sector, with a market capitalisation of 1.33B.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Moderate volatility with meaningful macro and earnings sensitivity.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (59)

The scoring profile indicates moderate reward potential, with growth and valuation as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorTechnology
Market Cap1.33B
P/E RatioN/A
Dividend YieldN/A
52 Week High12
52 Week Low12
Last AnnualNovember
IPO DateN/A
IncorporatedUSA
Shares Outstanding111M
No. of Employees2,597
IndustrySoftware - Application
ExchangeNYSE
Beta1.357
CurrencyUSD · Reports in JPY
Websitewww.moneyforward.com
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