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Equity
MidWestOne Financial Group Inc(MOFG)
USD --+0.00%
Reward43Moderate
Risk52Moderate
📊75%Data
Strong 26% profit margin · 2.0% dividend yield · Revenue down 15% YoY
MOFG
+0.0 · +0.00%
USD · NASDAQ
MidWestOne Financial Group Inc | Financial Services
Earnings Deterioration
Market Cap:1.02Bn
ℹ️
Reward Rating
43
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
52
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on MOFG to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $40.00.

What is MidWestOne Financial Group Inc?

operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers.

MOFG · Verdict

Moderate reward · elevated risk

MOFG's standout is valuation; profitability and cash flow weigh on the picture.

Based on 88% data coverage

MOFG · Verdict

What’s working & what to watch

Strengths 1

  • Valuation65/100

    P/E 11.9× · PEG 2.52

Watchouts 3

  • Profitability25/100

    -29% net margin · 10% ROE

  • Cash flow36/100

    30% free-cash-flow margin

  • Growth40/100

    Revenue -2.0% CAGR

Model-based scoring. For information only — not financial advice.

What is MidWestOne Financial Group Inc?

operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers. The company offers various deposit products, including noninterest bearing and interest bearing demand deposits, demand and interest checking, savings, money market, and time deposits accounts. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 1.02B, and a P/E ratio of 14.7x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue growth is subdued, limiting near-term earnings expansion.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (43)

The scoring profile indicates limited reward potential at this time, with valuation and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap1.02B
P/E Ratio14.7194
Dividend Yield2.01%
52 Week High49.69
52 Week Low23.9273
Last AnnualDecember
IPO Date1/29/2008
IncorporatedUSA
Shares Outstanding21M
No. of Employees757
IndustryBanks - Regional
ExchangeNASDAQ
Beta1.06
CurrencyUSD
Websitewww.midwestonefinancial.com
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