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Equity
Navient Corp(NAVI)
USD --+0.00%
Reward62Moderate
Risk70High
📊75%Data
Thin -24% profit margin · 7.3% dividend yield · Revenue down 55% YoY
NAVI
+0.0 · +0.00%
USD · NASDAQ
Navient Corp | Financial Services
Dividend King
Market Cap:868.78M
ℹ️
Reward Rating
62
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
70
High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on NAVI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $11.33.

What is Navient Corp?

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States.

NAVI · Verdict

Solid reward · elevated risk

NAVI stands out on valuation and growth, but watch the balance sheet signal.

Based on 88% data coverage

NAVI · Verdict

What’s working & what to watch

Strengths 2

  • Valuation74/100

    P/E 7.3× · PEG 0.14

  • Growth70/100

    Revenue +23.0% CAGR

Watchouts 3

  • Balance sheet20/100

    Net debt/EBITDA 17.6×

  • Cash flow31/100

    14% free-cash-flow margin

  • Volatility35/100

    Below average

Model-based scoring. For information only — not financial advice.

What is Navient Corp?

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 868.78M.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Profitability metrics are mixed — margins may be under pressure.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (62)

The scoring profile indicates moderate reward potential, with valuation and growth as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap868.78M
P/E RatioN/A
Dividend Yield7.34%
52 Week High15.6792
52 Week Low8.555
Last AnnualDecember
IPO Date4/17/2014
IncorporatedUSA
Shares Outstanding96M
No. of Employees2,100
IndustryCredit Services
ExchangeNASDAQ
Beta1.317
CurrencyUSD
Websitewww.navient.com
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