Neffs Bancorp Inc(NEFB)
USD --+0.00%
Reward41Moderate
Risk50Moderate
📊75%Data
Strong 22% profit margin · 2.1% dividend yield
NEFB
+0.0 · +0.00%
USD · PINK
Neffs Bancorp Inc | Financial Services
Dividend King
Market Cap:61.13M
ℹ️
Reward Rating
41
Moderate
Bottom 10% (model universe)
75% data coverage
ℹ️
Risk Rating
50
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on NEFB to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Neffs Bancorp Inc?

operates as a bank holding company for The Neffs National Bank that provides a range of financial services to individuals, small businesses, and corporate customers in Lehigh County and Northampton County, Pennsylvania.

NEFB · Verdict

Moderate reward · moderate risk

NEFB stands out on volatility and profitability, but watch the growth signal.

Based on 88% data coverage

NEFB · Verdict

What’s working & what to watch

Strengths 2

  • Volatility95/100

    Top decile vs peers

  • Profitability79/100

    22% net margin · 3% ROE

Watchouts 2

  • Growth13/100

    Rev -9.1% CAGR · earnings -17.8%

  • Balance sheet16/100

    Current ratio 0.01

Model-based scoring. For information only — not financial advice.

What is Neffs Bancorp Inc?

operates as a bank holding company for The Neffs National Bank that provides a range of financial services to individuals, small businesses, and corporate customers in Lehigh County and Northampton County, Pennsylvania. It accepts various deposit products, including checking accounts, savings and club accounts, money market demand accounts, certificates of deposit/individual retirement accounts, and young savers and young adult savers accounts. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 61.13M, and a P/E ratio of 26.5x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (41)

The scoring profile indicates limited reward potential at this time, with profitability and momentum offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap61.13M
P/E Ratio26.455
Dividend Yield2.08%
52 Week High400
52 Week Low206.2322
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding145K
No. of EmployeesN/A
IndustryBanks - Regional
ExchangePINK
Beta0.303
CurrencyUSD