NMI Holdings Inc(NMIH)
USD --+0.00%
Reward65Moderate
Risk36Moderate
📊75%Data
Strong 55% profit margin
NMIH
+0.0 · +0.00%
USD · NASDAQ
NMI Holdings Inc | Financial Services
Quality Compounder
Market Cap:3.06Bn
ℹ️
Reward Rating
65
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
36
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on NMIH to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $46.29.

What is NMI Holdings Inc?

, together with its subsidiaries, provides private mortgage guaranty insurance services in the United States.

NMIH · Verdict

Solid reward · moderate risk

NMIH stands out on profitability and cash flow, but watch the balance sheet signal.

Based on 88% data coverage

NMIH · Verdict

What’s working & what to watch

Strengths 4

  • Profitability89/100

    55% net margin · 16% ROE

  • Cash flow89/100

    58% free-cash-flow margin

  • Valuation76/100

    P/E 7.4× · PEG 1.66

  • Volatility65/100

    Above average

Watchouts 1

  • Balance sheet43/100

    Net debt/EBITDA 0.7×

Model-based scoring. For information only — not financial advice.

What is NMI Holdings Inc?

, together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 3.06B, and a P/E ratio of 8.1x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (65)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap3.06B
P/E Ratio8.0793
Dividend YieldN/A
52 Week High43.2
52 Week Low31.9
Last AnnualDecember
IPO Date11/8/2013
IncorporatedUSA
Shares Outstanding76M
No. of Employees225
IndustryInsurance - Specialty
ExchangeNASDAQ
Beta0.638
CurrencyUSD