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Equity
Oconee Federal Financial Corp(OFED)
USD --+0.00%
Reward42Moderate
Risk57Medium-High
📊75%Data
Strong 21% profit margin · 2.6% dividend yield · Revenue down 23% YoY
OFED
+0.0 · +0.00%
USD · OTCQX
Oconee Federal Financial Corp | Financial Services
Structurally Challenged
Market Cap:87.95M
ℹ️
Reward Rating
42
Moderate
Bottom 10% (model universe)
75% data coverage
ℹ️
Risk Rating
57
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on OFED to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Oconee Federal Financial Corp?

operates as a holding company for Oconee Federal Savings and Loan Association that provides various banking products and services in the Oconee and Pickens County areas of northwestern South Carolina, and the northeast area of Georgia in Stephens County and Rabun County.

OFED · Verdict

Moderate reward · elevated risk

OFED's standout is volatility; balance sheet and growth weigh on the picture.

Based on 88% data coverage

OFED · Verdict

What’s working & what to watch

Strengths 1

  • Volatility75/100

    Above average

Watchouts 2

  • Balance sheet20/100

    Weak vs peers

  • Growth26/100

    Rev +1.7% CAGR · earnings +1.2%

Model-based scoring. For information only — not financial advice.

What is Oconee Federal Financial Corp?

operates as a holding company for Oconee Federal Savings and Loan Association that provides various banking products and services in the Oconee and Pickens County areas of northwestern South Carolina, and the northeast area of Georgia in Stephens County and Rabun County. It offers deposit products, including demand, money market, NOW, savings, and individual retirement accounts, as well as certificates of deposit. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 87.95M, and a P/E ratio of 17.8x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue growth is subdued, limiting near-term earnings expansion.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (42)

The scoring profile indicates limited reward potential at this time, with profitability and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap87.95M
P/E Ratio17.7647
Dividend Yield2.61%
52 Week High17.1075
52 Week Low11.4186
Last AnnualJune
IPO Date1/14/2011
IncorporatedUSA
Shares Outstanding6M
No. of EmployeesN/A
IndustryBanks - Regional
ExchangeOTCQX
Beta-0.148
CurrencyUSD
Websitewww.oconeefederal.com
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