Orrstown Financial Services Inc(ORRF)
USD --+0.00%
Reward61Moderate
Risk57Medium-High
📊75%Data
Strong 32% profit margin · 2.9% dividend yield
ORRF
+0.0 · +0.00%
USD · NASDAQ
Orrstown Financial Services Inc | Financial Services
Balanced
Market Cap:723.72M
ℹ️
Reward Rating
61
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
57
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on ORRF to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $41.50.

What is Orrstown Financial Services Inc?

operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States.

ORRF · Verdict

Solid reward · elevated risk

ORRF's standout is profitability, while balance sheet remains the main concern.

Based on 88% data coverage

ORRF · Verdict

What’s working & what to watch

Strengths 1

  • Profitability74/100

    23% net margin · 15% ROE

Watchouts 1

  • Balance sheet25/100

    Interest covered 1.0×

Model-based scoring. For information only — not financial advice.

What is Orrstown Financial Services Inc?

operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 723.72M, and a P/E ratio of 8.9x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (61)

The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap723.72M
P/E Ratio8.8756
Dividend Yield2.93%
52 Week High40.4095
52 Week Low24.7411
Last AnnualDecember
IPO Date5/13/1999
IncorporatedUSA
Shares Outstanding20M
No. of Employees607
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.805
CurrencyUSD