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Equity
OSB Group Plc(OSBGF)
USD --+0.00%
Reward58Moderate
Risk37Moderate
📊75%Data
Strong 43% profit margin · 4.2% dividend yield · Revenue down 12% YoY
OSBGF
+0.0 · +0.00%
USD · PINK
OSB Group Plc | Financial Services
Dividend King
Market Cap:2.86Bn
ℹ️
Reward Rating
58
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
37
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on OSBGF to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is OSB Group Plc?

OSB Group Plc, through its subsidiaries, operates as a specialist mortgage lending company in the United Kingdom and India.

OSBGF · Verdict

Solid reward · moderate risk

OSBGF stands out on cash flow and valuation, but watch the growth signal.

Based on 88% data coverage

OSBGF · Verdict

What’s working & what to watch

Strengths 3

  • Cash flow89/100

    330% free-cash-flow margin

  • Valuation84/100

    P/E 7.3×

  • Profitability77/100

    46% net margin · 12% ROE

Watchouts 1

  • Growth43/100

    Rev +2.6% CAGR · earnings -3.7%

Model-based scoring. For information only — not financial advice.

What is OSB Group Plc?

OSB Group Plc, through its subsidiaries, operates as a specialist mortgage lending company in the United Kingdom and India. It operates through OneSavings Bank (OSB) and Charter Court Financial Services (CCFS) segments. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 2.86B, and a P/E ratio of 8.7x.

Financial Highlights

Investment Breakdown

📈 Growth
Growth trend is developing — watch for revenue consistency over upcoming quarters.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (58)

The scoring profile indicates moderate reward potential, with valuation and profitability as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap2.86B
P/E Ratio8.6882
Dividend Yield4.22%
52 Week High8.08
52 Week Low4.64
Last AnnualJune
IPO DateN/A
IncorporatedUSA
Shares Outstanding354M
No. of Employees2,460
IndustryMortgage Finance
ExchangePINK
Beta1.079
CurrencyUSD · Reports in GBP
Websitewww.osb.co.uk
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