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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Oak Valley Bancorp?
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras.
OVLY · Verdict
Solid reward · low risk
OVLY scores well on volatility and cash flow with no major weaknesses flagged in the model.
Based on 88% data coverage
OVLY · Verdict
What’s working & what to watch
Strengths 4
- Volatility95/100
Top decile vs peers
- Cash flow90/100
29% free-cash-flow margin
- Profitability82/100
29% net margin · 14% ROE
- Balance sheet82/100
Net debt/EBITDA 0.0×
Model-based scoring. For information only — not financial advice.
What is Oak Valley Bancorp?
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 245.09M, and a P/E ratio of 10.3x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (62)The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are low, suggesting a relatively contained downside profile.
For informational purposes only. Not financial advice.