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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is Oxford Bank Corporation?
Oxford Bank Corporation operates as the holding company for Oxford Bank that provides various banking products and services to various customers in Michigan.
OXBC · Verdict
Solid reward · moderate risk
OXBC stands out on volatility and profitability, but watch the balance sheet signal.
Based on 88% data coverage
OXBC · Verdict
What’s working & what to watch
Strengths 4
- Volatility95/100
Top decile vs peers
- Profitability82/100
19% net margin · 11% ROE
- Cash flow75/100
19% net margin
- Growth68/100
Rev +18.3% CAGR · earnings +7.5%
Watchouts 2
- Balance sheet26/100
Net debt/EBITDA 0.9×
- Valuation44/100
Below average
Model-based scoring. For information only — not financial advice.
What is Oxford Bank Corporation?
Oxford Bank Corporation operates as the holding company for Oxford Bank that provides various banking products and services to various customers in Michigan. It offers checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 100.21M, and a P/E ratio of 10.0x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (63)The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.