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Equity
Bank Ozk(OZK)
USD --+0.00%
Reward67High
Risk53Moderate
📊75%Data
Strong 46% profit margin · 3.6% dividend yield
OZK
+0.0 · +0.00%
USD · NASDAQ
Bank Ozk | Financial Services
Quality Compounder
Market Cap:5.49Bn
ℹ️
Reward Rating
67
High
Top 25% (model universe)
75% data coverage
ℹ️
Risk Rating
53
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on OZK to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $53.78.

What is Bank Ozk?

Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States.

OZK · Verdict

Solid reward · elevated risk

OZK stands out on profitability and valuation, but watch the balance sheet signal.

Based on 88% data coverage

OZK · Verdict

What’s working & what to watch

Strengths 3

  • Profitability76/100

    25% net margin · 12% ROE

  • Valuation73/100

    P/E 7.6× · PEG 0.88

  • Growth70/100

    Rev +26.7% CAGR · earnings +8.2%

Watchouts 1

  • Balance sheet28/100

    Net debt/EBITDA 0.5×

Model-based scoring. For information only — not financial advice.

What is Bank Ozk?

Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States. The company offers deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 5.49B, and a P/E ratio of 7.9x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: High (67)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap5.49B
P/E Ratio7.9081
Dividend Yield3.58%
52 Week High52.6558
52 Week Low34.3497
Last AnnualDecember
IPO Date7/17/1997
IncorporatedUSA
Shares Outstanding110M
No. of Employees3,280
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.925
CurrencyUSD
Websitewww.ozk.com
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